Best Shopify Payment Experience Apps 2026

Downpay: Deposits made simple offers flexibility in payment options, perfect for high-value, made-to-order products. By allowing partial payments or deposits on preorder items, it not only enhances customer loyalty but also optimizes sales. The app supports Shopify features and ensures a seamless buyer journey.

• Partial Payment Options: Allows customers to make partial payments on selected products, improving sales flexibility.
• Automated Payment Collection: Offers manual or automatic payment authorization, simplifying the balance collection process.
• Shopify Integration: Supports features such as discounts, Flow, and integrates with Hydrogen themes, enhancing functionality.
• Custom Storefront Support: Compatible with legacy, 2.0 themes, and custom storefronts, ensuring a versatile application.
• Customer Portal: Provides an optional portal for customers to update payment methods or cancel orders, improving user experience.

The app's reviews highlight its efficacy and user-friendly nature. Customers appreciate the ability to handle deposits on future inventories, thus mitigating inventory risks and increasing purchase orders. The intuitive interface allows for easy management of subsequent payments. Users commend the responsive and helpful support team, ensuring reliability in money and order transactions.

Deposit & Split Payment Depo is a comprehensive app designed for managing partial or split payments, pre-orders, subscriptions, and deposits within your store. It allows you to efficiently handle deposits, manage draft order deposits, and automate payments to boost your average order value (AOV) and increase sales.

• Seamless Deposit Management: Vault customers' cards and automate the remaining payment on a specified date.
• Flexible Pre-order Handling: Take pre-orders and charge pending payments when your item is ready for dispatch.
• Draft Order Deposits: Manage deposits or split payments on draft orders created via Shopify admin.
• Automated Invoicing: Send automated invoices from the dashboard and manage them effortlessly.
• Subscriptions with Flexibility: Support subscriptions including flexible payment schedules.

Customers highly rate Deposit & Split Payment Depo for its flexibility and security in handling deposit and partial payment options. The app makes larger purchases and bookings easier to commit to without financial strain, providing both parties with ease and clarity in payment management. - Rating: 5/5

Cleero: Auto Order Matching is a powerful app designed to streamline your store's order fulfillment process. By using CSV uploads, Cleero automatically matches and verifies your store orders with precision. Perfectly matched orders are immediately marked as ‘Paid,’ significantly accelerating your fulfillment operations. For orders that do not match perfectly, Cleero offers smart suggestions, allowing for manual review and ensuring complete accuracy and control. The intuitive dashboard neatly categorizes pending, suggested, and matched orders for easy navigation and efficient management. With Cleero, reduce errors and save valuable time, making order matching a seamless and straightforward task. Achieve effortless accuracy in your order processing and maintain full control over your business operations with Cleero.

KlinKode PayRules is a versatile app designed to streamline the checkout process by allowing merchants to hide specific payment methods like Cash on Delivery under various conditions. This helps to reduce unwanted financial risks such as chargebacks and account freezes while enhancing customer satisfaction and increasing conversion rates by offering a more customized checkout experience.

• Conditional Payment Visibility: Customize your checkout by hiding payment methods based on conditions like cart total and customer tags.
• International and Product-specific Rules: Hide payment options for specific scenarios like international orders and specific product categories like CBD products.
• Support for Multiple Merchants: Allows merchants to manage payment methods efficiently for different customer types, including B2B and wholesale clients.
• Compatibility with Shopify Plans: Fully supports all Shopify plans, including Shopify Plus, ensuring seamless integration.

The app's outstanding advantages include its ability to offer selective payment terms to approved customers, ensuring only those with pre-approved credit can select specific payment methods, thereby reducing administrative hassles. Users have praised its ease of use and excellent customer support, highlighting its efficiency in customizing payment options according to business needs.

Split Payment & Deposit SpurIT is a versatile 4-in-1 app designed to enhance your retail sales by providing various payment options. It allows customers to make deposits, use multiple payment methods in a single transaction, share payments, and pay in installments.

• Deposit Payment: Allow customers to make a deposit and pay the remaining balance later.
• Multiple Payments: Enable transactions using multiple payment methods, such as two credit cards or a combination of a credit card and PayPal.
• Shareable Payments: Facilitate payment sharing among multiple people for a single order.
• Installment Payments: Offer the option to divide the total amount into smaller, manageable installments.

The app has received outstanding reviews for its ease of use, seamless integration with Shopify themes, and excellent customer support. It is particularly beneficial for handling high-value items, offering effective installment payment solutions without any associated sales fees. Users commend the swift and efficient customer service, highlighting specific team members for their assistance.

Komfortkasse Offline Payments automates the assignment of transactions in the background, ensuring a fault-tolerant process even when order details don't match perfectly. It also facilitates automatic payment reminders and direct refunds without requiring a user bank account, using its integrated European bank accounts.

• Fault-tolerant processing: The app automatically assigns orders even when details like names, numbers, or amounts don't match perfectly.
• Automated reminders and refunds: Sends automatic payment reminders and performs refunds directly, enhancing convenience.
• Integrated European accounts: Users can leverage Komfortkasse's integrated European bank accounts without needing their own bank account.
• One-click refund: Offers easy and quick refunds without the need for additional authentication methods like TANs.
• Optional dunning and debt collection: Provides additional support with letter post dunning and free debt collection options.

Reviews highlight the app's seamless automation, excellent support, and reliability in processing prepayment orders. Users appreciate its ease of setup and how it instills trust with integrated European bank accounts, recommending it highly for its robust performance.

TryOnify empowers merchants by enabling a truly risk-free shopping experience. It allows customers to try products before they buy, encouraging them to take the first step towards a purchase. Merchants can configure trial length, product eligibility, and deposit amounts to suit their needs.

• Try Before You Buy: Allows customers to defer payment, offering a risk-free trial to encourage purchases.
• Customizable Programs: Easily set up and customize trial lengths, product eligibility, and deposit requirements.
• Automatic Payment Collection: Ensures seamless payment processing once the trial period expires.
• No Percentage-Based Fees: Keeps profits intact by avoiding fees that reduce revenue.
• Automatic Payment Authorization: Helps filter out non-serious buyers through pre-authorizations.

The reviews highlight TryOnify's outstanding advantages, emphasizing its simplicity, effectiveness in boosting sales, and seamless payment processes. Users appreciate the customizable trial settings and the app’s contribution to increased customer satisfaction and loyalty.

The Bread Pay Messaging app enables customers to apply and pre-qualify for financing early in their shopping journey, offering transparent financing options to enhance purchasing power and drive sales. The entire prequalification and checkout process is completed in under 60 seconds, ensuring seamless information transfer to the retailer’s server once an order is placed.

• Quick Prequalification: Customers can pre-qualify for financing in under 60 seconds, streamlining the purchasing process.
• Transparent Financing: The app provides clear financing terms, with no prepayment penalties or deferred interest, enhancing customer trust.
• Custom Financing Plans: Retailers can create tailored loan products to meet the specific needs of their customers.
• Upfront Payments: Retailers receive full payment from Bread Pay upfront, while the app assumes the risk by collecting payments over time from shoppers.
• Customer Re-engagement: Gain actionable insights to help re-engage abandoned shoppers, increasing conversion rates.

Users of the Bread Pay Messaging app praise its speed and transparency in the financing process, highlighting how it seamlessly integrates into the shopping experience and effectively increases purchasing power. The app's ease of use and its capability to provide immediate and clear terms stand out as key advantages in customer feedback.

The SpurIT Installment Invoices app allows customers to make purchases over time with installment recurring invoices, enabling them to buy more expensive items and ultimately increasing your average order value (AOV). It offers flexible payment plans and customization options to suit your business needs.

• Flexible payment plans: Set up installment quantities and payment periods for products, collections, or your entire store.
• Adjustable initial payment: Specify any amount between 0% and 99% for the first installment to accommodate diverse customer needs.
• Installment rule variety: Apply installment options to specific products, groups, collections, or the whole store for greater control.
• Customizable widget: Use easy customization tools to tailor the widget's text and placement to fit seamlessly into your store's aesthetic.
• Automated recurring invoices: Automatically send recurring invoices to customers until their purchase is fully paid.

The app receives high praise for its customizable payment options and user-friendly interface. Users appreciate the flexibility to set payment terms that suit their business model, as well as the ability to modify the initial payment percentage. The recurring invoice feature is highlighted as a major convenience, ensuring customers receive reminders without any additional effort from the seller, streamlining the process and enhancing customer satisfaction.

Scala Parcelamento Installment displays BNPL plans beneath store product prices and allows customization of various elements through the Shopify theme editor, providing an ideal solution for buy now, pay later options with compatibility for multiple payment platforms.

• Customization: Offers customization of colors, messages, spacing, and interest rates with a preview feature before applying changes.
• Wide Compatibility: Works with popular BNPL services such as Klarna, Mercado Pago, and Paypal, among others.
• Themes & Currencies: Compatible with all Shopify themes and supports 135 currencies, ensuring global usability.
• Non-Intrusive Design: Does not alter theme files, maintaining the integrity of your store's design.
• Enhanced Performance: Optimized for speed and improved conversion rates, contributing to increased average order values.

The app is praised for its excellent performance, especially for international theme users, offering immediate support and outstanding customer service with a rating of 5/5.

Credit Key B2B BNPL Messaging is a dynamic app designed to revolutionize B2B transactions in the US by offering flexible lending solutions. The app showcases Net 30 and extended payment terms prominently on product, cart, and checkout pages to increase conversion rates, minimize cart abandonment, and enhance order values. Built for U.S. merchants operating across online and offline channels, Credit Key ensures a smooth integration process, enabling businesses to quickly start leveraging its benefits. By providing instant credit decisions, the app facilitates a seamless and flexible checkout experience, empowering businesses to manage their purchases over time and address costs when they are ready. This innovative approach enables businesses to optimize their cash flow while boosting customer satisfaction and engagement. Join other forward-thinking merchants in streamlining your B2B transactions with Credit Key's efficient and adaptable financial solutions.

Super Payments Marketing app is designed to enhance your customers' shopping experience by promoting the availability of Super Payments as a payment option. It allows you to customise your messaging on various shopping touchpoints, such as site banners, product pages, and shopping carts, encouraging customers to utilize Super Payments and gain cash rewards.

• Custom Messaging: Personalize messages on different shopping pages to highlight Super Payments, motivating customers with potential cash rewards.
• Visual Themes: Choose from various visual themes and colour schemes to seamlessly integrate the payment option with your store's design.
• Increased Awareness: Maximize customer awareness of Super Payments to promote its use and incentivize purchases.
• Seamless Integration: Ensure Super Payments is an active option in your checkout for a smooth shopping experience.

According to reviews, Super Payments Marketing stands out for its user-friendly interface that allows easy customization of messages and themes. Users appreciate the noticeable increase in customer engagement and sales due to the effective highlighting of payment benefits. Additionally, the app's seamless integration and support significantly enhance the overall shopping experience.

Cashfree BNPL Plus is a seamless, no-code solution designed to enhance your Shopify store by offering flexible payment options like EMIs and Pay Later directly on product pages, reducing customer drop-offs and increasing average order value.

• No-Code Integration: Easily add Cashfree BNPL Plus to your Shopify store without any coding, streamlining the setup process for merchants.
• EMIs and Pay Later Options: Display flexible payment options like EMIs and Pay Later prominently on product detail pages to attract and retain customers.
• Increased Average Order Value: Encourage larger purchases by showcasing discounts and cashbacks upfront, directly influencing customer decisions.
• Intelligent Offer Display: Automatically highlight the best offers or EMIs available on the product page, enhancing the shopping experience.
• Integration with Cashfree Payments: Works effortlessly with the Cashfree Payments app once installed and activated, requiring minimal effort from the merchant's side.

Customers appreciate the app for its ease of use and the positive impact on sales, with reviews highlighting the smooth integration process and significant improvements in purchase completion rates. Users have noted the intuitive interface and effectiveness of payment options in reducing cart abandonment, contributing to higher customer satisfaction and increased revenue.

The WeGetFinancing Messaging app offers a Purchase Power Estimator that brings financing options directly to customers. By allowing them to choose their credit range on the product page, it provides detailed monthly payment information. This feature enhances customers' understanding of payment ability, boosts click-thru rates, ticket sizes, and conversion rates.

• Purchase Power Estimator: Allows customers to select their credit range and receive precise monthly payment information directly on the product page.
• Increased Conversion Rates: By providing financial clarity, it enhances the likelihood of completed transactions.
• Full-Spectrum Lenders: Offers customers a comprehensive range of lenders covering all credit scores.
• Broad Cart and Vertical Support: Supports a wide variety of cart sizes and industry verticals, making it versatile for different businesses.
• Simplified Checkout Process: Streamlines the purchasing experience, reducing friction in the checkout phase.

The app is praised for its user-friendly interface and effective communication of financing options that make it easier for customers to understand and utilize financing. Many reviews highlight its positive impact on boosting sales metrics such as click-thru rates and conversion rates, while providing a tailored approach to financing that caters to various credit scores.

Koin - Cashback & Store Credit is designed to enhance customer retention, encourage repeat purchases, and foster loyalty by offering cashback and store credit rewards. The app provides flexible customization, real-time balance tracking, and effortless reward management. Seamlessly integrated with Shopify's store credit system, it ensures a smooth checkout process using Shopify's payment features, all through an intuitive interface that benefits both merchants and customers.

• Flexible Cashback Programs: Customize cashback rates based on product or order amount, tailoring incentives to your business needs.
• Easy Setup and Integration: Quick and hassle-free setup that requires no coding, getting you up and running in no time.
• Seamless Redemption: Allows customers to redeem their credits directly during checkout for a smooth purchasing experience.
• Effortless Store Credit Management: Easily manage and track store credits from a user-friendly dashboard.

The app receives high praise for its outstanding advantages, including its user-friendly interface, seamless integration with Shopify, and effective enhancement of customer retention and loyalty. Users appreciate the customization options and hassle-free setup process, which enables them to quickly implement a robust rewards system and improve customer satisfaction.

The seQura On-Site Messaging App is a tool that allows users to easily customize, preview, and publish on-site messages using a visual editor, without the need for any coding knowledge. It's designed to effectively promote seQura payment solutions during the customer's purchasing journey, ultimately boosting conversion rates and encouraging repeated use through flexible payment options.

• Visual Editor: Easily customize and preview on-site messages with a user-friendly visual editor, eliminating the need for coding skills.
• Seamless Integration: Effortlessly integrate seQura payment solutions into your website to enhance the purchasing journey.
• Flexible Payment Options: Boost conversion and recurrence by promoting flexible payment options available through seQura.
• Custom Messaging: Tailor messaging specifically for product and checkout pages to maximize engagement and clarity.
• Enhanced Conversion Rates: Increase customer engagement and conversion rates with strategic on-site messaging.

Users appreciate the app for significantly increasing their conversion rates by simplifying the messaging process with its intuitive visual editor. The integration of seQura's flexible payment solutions at key stages of the purchase journey has been highlighted as a major advantage, contributing to an overall smooth customer experience.

The Synchrony Marketing Messaging app is a robust tool designed for merchants with a Synchrony eCommerce account to enhance their customers' shopping experience by offering flexible payment options. By seamlessly integrating with the Synchrony payment gateway, it displays revolving credit card offers on both the product display and cart pages, showing transparent pricing per month based on available financing offers. These offers reflect the financing products the merchant has been enrolled for with Synchrony, making it easy for customers to understand and select suitable payment plans. The app not only promotes promotional financing options but also supports one-click prequalification for revolving or installment financing, streamlining the purchasing process. Its integration allows for a smooth apply-and-buy experience, encouraging higher conversions and improved customer satisfaction. Ultimately, the app serves as a vital enhancement for eCommerce merchants looking to provide competitive and flexible financing solutions to their consumers.