With the Bread Pay Messaging app customers can apply and pre-qualify for financing earlier in the shopping journey, empowering them with transparent financing options that increase their purchasing power and drive more sales. The entire process to prequalify and checkout takes less than 60 seconds. Once a customer checks out with Bread Pay, their order information is transferred to the retailer's server.

• Allow customers to pre-qualify for financing and checkout anywhere on your site.
• Get paid upfront in full. Your shoppers pay us over time, so we assume the risk.
• Offer transparent terms with no prepayment penalties or deferred interest.
• Create custom plans with loan products that meets your customers’ needs.
• Re-engage abandoned shoppers by gaining actionable insights on customers.