Bread Pay Messaging is a dynamic app that streamlines the financing process, enabling customers to pre-qualify for financing early in their shopping journey. By offering transparent financing options, the app increases customers' purchasing power and boosts sales for retailers. The intuitive process allows users to pre-qualify and complete their purchase in under 60 seconds, with order information seamlessly transferred to the retailer's server upon checkout. Retailers benefit from receiving full payment upfront, while Bread Pay assumes the risk by allowing customers to pay over time. The app ensures clear terms with no hidden fees, prepayment penalties, or deferred interest, making it a reliable choice for both shoppers and retailers. Retailers can also customize loan plans to meet diverse customer needs and gain actionable insights to re-engage abandoned shoppers, driving higher conversion rates.

Bread Pay Messaging is a dynamic app that streamlines the financing process, enabling customers to pre-qualify for financing early in their shopping journey. By offering transparent financing options, the app increases customers' purchasing power and boosts sales for retailers. The intuitive process allows users to pre-qualify and complete their purchase in under 60 seconds, with order information seamlessly transferred to the retailer's server upon checkout. Retailers benefit from receiving full payment upfront, while Bread Pay assumes the risk by allowing customers to pay over time. The app ensures clear terms with no hidden fees, prepayment penalties, or deferred interest, making it a reliable choice for both shoppers and retailers. Retailers can also customize loan plans to meet diverse customer needs and gain actionable insights to re-engage abandoned shoppers, driving higher conversion rates.

PayPlan by RBC Messaging is a dynamic app designed to streamline the financing process for customers early in their shopping journey. By enabling users to apply and pre-qualify for financing in under 60 seconds, it equips them with transparent and flexible financing options, promoting increased purchasing power and boosting sales. Once a purchase is completed, the order details are promptly transferred to the retailer’s server, ensuring a smooth transaction experience. This app is intended to be used in conjunction with the RBC PayPlan app, providing a cohesive and efficient system for both retailers and customers. Retailers benefit by receiving full payment upfront, while customers enjoy the advantage of paying over time without prepayment penalties or deferred interest. Additionally, the app offers customizable loan plans tailored to meet diverse customer needs, further enhancing the shopping experience.