Pay Later, Split Pay ‑ Cypher is a versatile payment solution designed to enhance customer purchasing power by offering flexible payment options for high-value, made-to-order preorders. With features like Partial payments, Deferred payments, Split payments, Deposits, Pay Later, NET30, and Pre Order payment options, this app empowers customers to choose the most convenient payment method while securely storing their card details for future charges. Merchants can effortlessly set up automated payment reminders and charge the remaining balance upon shipping, ensuring seamless transactions and boosting customer loyalty. The app's user-friendly interface allows for a quick one-click setup, with customization options for layout, design, and branding to align with any store's aesthetics. Supporting multiple languages and currencies, Cypher facilitates global transactions and displays clear payment breakdowns, including the amount due immediately and the remaining balance with due dates. Ultimately, this platform is designed to increase average order value (AOV) and drive more sales by accommodating diverse payment preferences.