Pay Later, Split Pay ‑ Cypher

Develop by Shopify

$9.99

/ Month

4 Days Free Trial

Partial, Deferred or Split payment options with card on file

Customizable design

Multi-language support

One-click setup

Partial payments

Automated emails

Aov increase

Split payments

Payment reminders

Deferred payments

About Pay Later, Split Pay ‑ Cypher

Launched Oct 01, 2024

Built by Shopify

Address

151 O’Connor St, Ottawa, ON, ON, CA

Website Support Portal Privacy policy Tutorial FAQ Document

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Description

Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported

Customers are eager to buy your high-value, made-to-order preorders but may need flexible payment options. Offering Partial payment, Deferred Payment, Split payment, Deposits, Pay Later, NET30 or Pre Order payment options with card on file that can boost sales and loyalty. Set up payment reminders or charge the remaining balance from the card on file when shipping. Automate payment reminder emails. Increase your AOV with deposits and drive more sales with our platform.

Deferred, Partial, Split, Deposits, Pay Later, COD or NET30 payment options
Payment options on Product (Deposit on Products) or cart page (Deposit on total)
Charge customer their balance on their card before shipping or on due date
One click setup. Can be managed from theme customize. Support all languages
Streamline COD Orders with our app and Minimize Your RTO!

Pros

Offers multiple flexible payment options like Partial, Deferred, Split Payments, Deposits, Pay Later, and NET30, which can boost sales and build customer loyalty
Allows setting up payment reminders and automating payment reminder emails, reducing manual follow-up efforts
Supports charging the remaining balance on the customer's card either before shipping or on the due date, ensuring convenience and timely payments
Easy to set up with a one-click setup feature and the ability to manage purchase options from theme customization
Supports all languages and currencies, and offers customizable layout, design, and branding, making it versatile for global markets
Displays both the amount due now and the remaining balance with due date, enhancing transparency for customers

Cons

May require additional integration within existing systems, leading to potential onboarding complexities for less tech-savvy users
Potential for increased customer service inquiries if customers face issues with automated reminders or payment processing
Risk of revenue loss if customers default on payments, particularly with deferred or NET30 options

Top Helpful Reviews

Grownex Packaging

Oct 14, 2025 on Shopify

Very Easy to use, Best for Partial COD without changing the Checkout, Great Support From the Team as well

What the fit

Aug 11, 2025 on Shopify

Amazing App & Incredible Team! Cypher Pay Later has truly made managing my finances easier and more convenient. The app is smooth, user-friendly, and offers great flexibility when it comes to making payments later exactly what I needed! What really stands out is the team behind the app. Their customer service is top-notch professional, responsive, and genuinely helpful. You can tell they care about the user experience and go above and beyond to assist. Highly recommend this app if you're looking for a reliable and trustworthy pay-later solution!

Birth Supplies Canada

Apr 30, 2025 on Shopify

What a great app. This really opens up possibilities for my wholesale customers. Customer service was super great getting it to work on my older theme.

REVRCE

Apr 09, 2025 on Shopify

Loving the app so far — super easy to set up! We’re using it for our wholesale customers who pay on NET terms. Their support team helps us to setup and make tweaks where needed without any cost. Thank you for all the help so far. Can’t wait to see how it helps boost our conversion rate!

Paramount Scents

Mar 05, 2025 on Shopify

Cypher did an amazing job developing my app! From start to finish, they were professional, patient, and incredibly helpful in bringing my vision to life. They took the time to understand my needs, made adjustments as needed, and ensured everything was completed to perfection. Their communication and dedication to quality truly set them apart. I highly recommend Cypherhub to anyone looking for top-tier app development with a team that genuinely cares about your success. Thank you for an outstanding experience!

REVRCE

Nov 25, 2024 on Shopify

Amazing app, incredibly user-friendly! I just set it up. We are using it for our wholesalers who pay us on NET terms. Now, I am excited to see how it boosts our conversion rate.

Lux & Loom

Nov 11, 2024 on Shopify

Using this app has been seamless. The team is quick to respond and guides you smoothly through every step. It's a huge help for businesses that need to collect down payments until they're ready to ship.

Yum Cupcake

Nov 01, 2024 on Shopify

I had trouble setup the app and contacted the support team. They responded within minutes and quickly resolved the issue. The functionality of the app is great and the support team's work makes a big difference. Highly recommended!

Speak Smart

Oct 14, 2024 on Shopify

Very easy to use and it was just plug and play. I was provided with a very responsive support for my query. Overall, having a great experience with this app and now because of this, my store has Split Pay option. Would definitely recommend to others.

Everyday Essence

Oct 11, 2024 on Shopify

Really liked this app. Support is great and helped me setup paylater functionality for my B2B customers. I highly recommend this app!

Pay Later, Split Pay ‑ Cypher

About Pay Later, Split Pay ‑ Cypher

Built by Shopify

Related Categories

ZB: Exit Intent Pop up Window

Description

Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported

Pros

Cons

Top Helpful Reviews

Grownex Packaging

What the fit

Birth Supplies Canada

REVRCE

Paramount Scents

REVRCE

Lux & Loom

Yum Cupcake

Speak Smart

Everyday Essence

Key Features

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