503 Service Temporarily Unavailable

Develop by Shopify

Free plan available

Convert more shoppers with this easy-to-use finance app

Instant credit approval

Tailored spend thresholds

Multiple repayment periods

Instant lending decisions

Soft search eligibility check

No impact on credit file

Credit installment visibility

Flexible payment options

About 503 Service Temporarily Unavailable

Launched Nov 17, 2022

Built by Shopify

Address

151 O’Connor St, Ottawa, ON, ON, CA

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Description

DivideBuy offers your customers a quick and simple way to spread the cost on what they love.

# Your customers can be approved for credit in seconds With tailored spend thresholds, multiple repayment periods and instant lending decisions, DivideBuy offers your customers a quick and simple way to spread the cost on what they love. # Soft Search Customers can check their borrowing eligibility for the value of their order – without damaging their credit file. # Convert+ Buyers can view credit instalment amounts for spreading the cost of a purchase over 3, 6, 9 or 12 months.

Customers can be approved for credit without manual underwriting.
Soft Search: check borrowing eligibility for the value of the customer order
Convert+: view credit instalment amounts for spreading the cost of a purchase

Pros

Quick and simple credit approval process for customers, enhancing their shopping experience
Instant lending decisions allow for immediate purchasing power
Soft search feature lets customers check borrowing eligibility without affecting their credit score
Flexible repayment periods with options to spread costs over 3, 6, 9, or 12 months
Tailored spend thresholds can cater to different customer financial situations

Cons

Potential for customers to overextend financially due to easy credit access
May encourage irresponsible spending habits by making it easier to buy on credit
Lack of detailed information on interest rates and fees in the description
Reliance on app functionality means technical issues could disrupt service or customer experience