Shopify Credit risk-free apps 2025

PagoLight

Acquisti subito, paghi con i tuoi tempi Show more

PagoLight is a versatile app that empowers your customers to make immediate purchases and conveniently split payments for goods or services up to €5000, with flexible repayment terms ranging from 3 to 24 installments. The app supports payment through debit or credit cards and direct bank account debits, although prepaid cards are not accepted. For merchants, this means immediate revenue collection without credit risk. The app facilitates a seamless and risk-free payment deferral option for e-commerce sites, directly offered by merchants. It's designed to be simple and accessible, requiring only an ID without needing income documentation. With a fully digital process, PagoLight ensures a fast and easy setup, delivering real-time approval and fostering longer durations and more manageable payments.

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Deferred payment

Immediate payout

Real-time approval

Flexible installments

Debit/credit options

Online application

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Win‑Win Store Credit

$9.99-$49 / Month

8.2

2 Reviews

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Bulk Issue & Display Store Credit with new native store credit Show more

Win-Win Store Credit is an innovative app designed for Shopify users aiming to enhance customer loyalty and boost sales through effective store credit management. Whether you wish to reward your VIPs, reactivate dormant customers, or incentivize newcomers via bonus credits, Win-Win Store Credit offers the necessary flexibility to execute your strategies seamlessly. With features like bulk issuing, you can distribute store credit to multiple customers with ease, utilizing any filter to tailor the distribution to your needs. Enhance transparency and customer engagement by displaying store credit balances through a convenient icon in the navigation bar. Additionally, the app features a "New Credit" badge to alert customers whenever they receive new store credit, encouraging them to return and make more purchases. By using this powerful app, you'll foster a stronger connection with your audience, turning credit incentives into a catalyst for increased revenue.

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Bulk issuing

Balance display

New credit badge

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Intrum Credit Check

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Custom Credit Check & Risk Management Show more

Intrum Credit Check is a powerful tool designed for Shopify merchants to enhance their risk management strategies. This app allows for seamless integration of comprehensive credit checks and risk analysis directly within the checkout process, providing merchants with enhanced control over their financial transactions. With customizable options based on payment methods, order values, and specific customer data, merchants can tailor the app to best meet their needs, minimizing risk and boosting customer trust. Credit checks are reliably provided by Intrum AG, a leader in credit management services. The app enables merchants to set specific risk levels according to each customer's Intrum Credit Score. Moreover, it allows for the creation of various checkout flows based on credit scores, offering flexibility in managing order fulfillment or refunds. By offering this level of customization and precision, Intrum Credit Check ensures a safer and more trustworthy shopping experience for both merchants and customers.

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Automated order fulfillment

Custom credit check

Risk analysis integration

Dynamic risk management

Customizable risk levels

Intrum credit score

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Pabloo: Store Credit

$59-$260 / Month

8.4

32 Reviews

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The app for store credit Show more

Pabloo: Store Credit is an innovative app designed to enhance customer lifetime value through a comprehensive suite of five main products aimed at transforming the shopping experience. At its core, the app offers seamless fund management through Store Credit, enabling faster refunds and eliminating processing fees. It boosts customer engagement with a robust Loyalty & Cashback system, rewarding customers for each purchase and referral, fostering long-term relationships. The app also introduces Currency Retailing, where customers can purchase store credit at a discount or subscribe to flexible store credit plans. Keeping customers informed, Email & SMS Notifications provide real-time updates on store credit activities. A standout feature is the intuitive customization options, allowing the customer interface to match a store's theme, language, and currency. Finally, Pabloo’s Store Credit Boosters offer specialized tools with the "secret sauce" to elevate business growth and customer retention strategically.

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Customizable interface

Instant refunds

Email & sms notifications

Manage store credit

Loyalty & cashback

Currency retailing

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GV: Gift Cards & Store Credit

$19.9-$39.9 / Month

8.6

77 Reviews

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Sell digital gift card, reward store credit & loyalty program Show more

GV: Gift Cards Loyalty Rewards is an innovative app designed to enhance both gifting experiences and customer engagement for businesses. By offering customizable eGift cards, users can personalize their gifts with unique messages and eye-catching designs, selecting a specific delivery date to surprise their loved ones. The app not only resolves common gifting issues but also aids businesses in acquiring new customers, increasing average order value (AOV), and improving customer retention. Recipients of these eGift cards are often enticed to spend more than the card's value, further fostering loyalty and establishing long-term relationships. GV offers a fully customizable, branded experience, allowing businesses to infuse their brand's voice into the customer-facing interface. Additionally, the app includes a variety of loyalty and reward features, such as affiliate programs, cashback, digital wallets, and more, offering various rewards like discounts, exclusive access, and free products to encourage customer participation. With tools to schedule gift card campaigns and track balances effortlessly, GV ensures seamless integration into a business's storefront, amplifying both customer engagement and satisfaction.

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Vip tiers

Cash back programs

Digital wallets

Store credit

Affiliate programs

Gift card customization

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CreditsYard — Store Credit

$29-$149 / Month

7.9

28 Reviews

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Store credit digital wallet for returns, exchanges & cashback Show more

CreditsYard — Store Credit is an innovative app designed to streamline the way businesses handle store credit and loyalty programs. The app offers a seamless platform for retailers to manage and distribute store credits, enhancing customer engagement and encouraging repeat purchases. With an easy-to-use interface, businesses can effortlessly track credit issuance, redemptions, and expirations, ensuring no value goes unutilized. Customers benefit from real-time updates on their store credit balances and transaction history, empowering them to make informed purchasing decisions. CreditsYard also integrates smoothly with existing retail systems, minimizing disruption and maximizing efficiency. By providing valuable insights and analytics, the app helps businesses tailor their marketing strategies to better meet customer needs and drive sales growth. Ideal for both small businesses and large retail chains, CreditsYard revolutionizes the traditional loyalty and store credit model, fostering stronger customer relationships and boosting brand loyalty.

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Issue store credit

Digital wallet

Process refunds

Handle exchanges

Provide cashback

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FreshCredit ‑ Store Credit

$15-$45 / Month

6.9

106 Reviews

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Store credit turns returns into cash for repeat purchasers Show more

FreshCredit ‑ Store Credit is an innovative app designed to enhance customer loyalty and simplify the return process by offering store credit as an alternative to traditional refunds. This app enables shoppers to transform their return experience into a future purchase, encouraging repeat business and fostering brand loyalty. By providing a straightforward cash-like store credit system, FreshCredit eliminates the complications associated with refunds, coupons, and promo codes, giving customers a clear and seamless shopping experience. Users receive email and SMS notifications detailing their store credit information, ensuring transparency and convenience. The app accurately records all transactions, maintaining a precise store-wide credit balance while allowing customers to follow the existing checkout process without interruption. FreshCredit is fully customizable to align with your brand's guidelines and enhances customer retention by incentivizing shoppers to return, leveraging loyalty features such as affiliate programs, cash-back rewards, gift cards, and digital wallets.

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Seamless checkout

Email & sms notifications

Track transactions

Customizable store credit

Increase shopper retention

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MP‑Store Credit

$9-$99 / Month

9.1

21 Reviews

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Store credit for Refunds, Cash back and Promotional credits

Issue store credits

Automate rewards

Manage refunds easily

Apply credits directly

Mass credit adjustments

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Gracias Credit Limit

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Enhance store sales with a customer credit system Show more

Gracias Credit Limit is an innovative app designed to enhance customer loyalty and increase in-store sales by offering credit limits as part of a distinctive loyalty program. This app enables customers to shop without immediate payment concerns, provided their order amount falls within the allocated credit, thereby reducing bounce rates and promoting return visits. Store administrators can easily assign credits to specific customers, enhancing personalized shopping experiences. Customers can readily view their available credits and transaction histories through a dedicated dashboard, ensuring transparency and ease of use. By leveraging assigned credits, customers can effortlessly request orders, streamlining the purchasing process and fostering customer satisfaction. Overall, Gracias Credit Limit is a valuable tool for both retailers and customers, simplifying transactions while building stronger store loyalty.

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Assign customer credits

Customer dashboard view

Credit-based orders

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Shopwaive — Credit and Rewards

$20.6-$541 / Month

6.5

4 Reviews

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Boost customer loyalty with effortless store credit management and insightful analytics. Show more

Shopwaive — Credit and Rewards is an innovative eCommerce digital wallet designed to enhance customer loyalty and streamline store credit management. Seamlessly integrating with your existing online store, it automatically installs and synchronizes as new customers sign up, requiring no code-editing. With Shopwaive, businesses can effortlessly grant store credit for refunds, incentives, or rewards, providing an appealing alternative to traditional monetary exchanges. Customers benefit from an intuitive interface, enabling them to easily track and redeem their credit balances at checkout. The platform offers robust analytics and reporting tools, allowing brands to gain valuable insights and refine their marketing strategies. Further boosting engagement, the app's email canvas editor lets users craft personalized, conversion-focused email campaigns, complete with templates and backlinks. Supported by 24/7 world-class service, Shopwaive empowers global brands to enhance their growth with simple, yet powerful credit accounting tools.

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Store credit management

Email notifications

Email campaign creation

Automatic synchronization

Tech stack integration

Customer incentivization

Add to Site

Extra Credit by Gray Bike

$9.99 / Month

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The supercharged store credit tool to promote customer loyalty Show more

Extra Credit by Gray Bike is an innovative app designed to enhance store credit management, making it an excellent tool for rewarding employees, motivating influencers, and fostering customer loyalty. This app allows merchants to easily establish automated rules for distributing store credit to individuals or broader customer segments on a recurring basis, streamlining management tasks so you can focus on running your business. With its comprehensive support for setting start and end dates, the app ensures timely notifications for both you and your customers, enhancing communication and engagement. The robust audit logs provide transparency and control over all transactions, seamlessly integrating with Shopify's native store credit features. Additionally, Extra Credit offers flexible scheduling options and the ability to leverage existing Shopify customer segments, making it adaptable to various business needs. Customizable notifications help keep your team and customers informed, ensuring everyone is updated with the latest store credit activities.

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Customizable notifications

Flexible date ranges

Automated credit rules

Recurring store credit

Detailed audit logs

Customer segment integration

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Angle: Store Credit Cashback

$49-$129 / Month

9.1

3 Reviews

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Instant store credit cashback to boost repurchase rate & LTV. Show more

Angle: Store Credit Cashback is a seamless app designed to enhance your store’s customer retention strategy by offering store credit as a reward. With quick and easy setup on Shopify, you can issue cashback based on either a percentage of the order value or a flat dollar amount, making it highly customizable to fit your business needs. The app integrates natively with Shopify, allowing customers to effortlessly use their store credit with a single click during checkout. You can tailor the rewards further by excluding specific customers using tags and setting expiration dates to encourage prompt use and repeat purchases. Unlike traditional loyalty programs that can be complex and cumbersome, Angle keeps the process straightforward and efficient. Excitingly, support for Shopify POS store credit functionalities is also on the horizon, making it an ideal tool for both online and physical stores.

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Store credit rewards

Cashback setup options

Customer exclusion tags

Expiration date settings

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FraudBlock Fraud Prevention

$4.95-$29.95 / Month

9.1

41 Reviews

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Automatically cancel high-risk orders to prevent fraud Show more

FraudBlock Fraud Prevention is a powerful app designed to protect your Shopify store from fraudulent transactions. It automatically cancels high-risk orders, saving you the hassle of manual reviews and decision-making. The app integrates seamlessly with Shopify's fraud analysis tool, enhancing your store's security by preemptively managing potentially harmful transactions. Once a fraudulent order is detected, FraudBlock cancels it, processes a refund or void of payment, and restocks the inventory, ensuring your stock levels remain accurate. You can also choose to send a cancellation confirmation to the customer and receive notifications, enhancing communication throughout the process. By automating these tasks, the app helps prevent chargebacks and protects your store from financial losses due to fraud. FraudBlock is an essential tool for store owners seeking peace of mind and streamlined fraud management.

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Automatic refunds

Send notifications

Cancel high-risk orders

Restock inventory

Install App

Custom Creative Group

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Print-on-demand and grow your business without inventory risk Show more

Custom Creative Group is an innovative application designed to streamline the creation of personalized print-on-demand products, fostering enhanced customer engagement and brand loyalty. The app offers an intuitive interface that allows merchants to craft unique products tailored to their customers’ preferences, thus expanding their product range without the risk of overstock. By leveraging intellectual property and art assets, merchants can maximize their sales potential effortlessly. Additionally, the app facilitates direct drop shipping to consumers, significantly reducing overhead and administrative costs. Custom Creative Group empowers businesses to set customization rules, ensuring that every product resonates with brand identity while driving customer satisfaction. This model not only attracts frequent repeat business but also bolsters the brand's market presence through engaging, one-of-a-kind offerings.

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Customizable products

Drop shipping

Reduces inventory

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Checkout Verification CF

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Reduce order risk by email and phone verification at checkout

Sms verification

Phone verification

Email verification

Order fraud prevention

Checkout security

Customer blocking

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MyFatoorah (Direct)

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Enable Express checkout for your store using credit cards. Show more

MyFatoorah is a revolutionary payment app designed to elevate the checkout experience for merchants in the GCC and Egypt. By incorporating cutting-edge technology, it offers frictionless credit card processing, enhancing conversions and minimizing cart abandonment rates. The app's advanced algorithms facilitate unparalleled payment success, allowing businesses to focus on growth and expansion. With an intuitive design, MyFatoorah simplifies payment management from invoicing to analytics, empowering users with actionable insights. Tailored solutions are crafted to meet the unique needs of each merchant, unlocking their full potential. The app also supports multiple credit card payment methods and processes transactions in various currencies, adhering to stringent security protocols to safeguard all payments. MyFatoorah is your partner in driving customer satisfaction and achieving business growth.

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Multi-currency support

Boost conversions

Intuitive dashboard

Reduce abandonment

Advanced algorithms

Express checkout

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Rise.ai: Gift Cards & Loyalty

$19.99-$599.99 / Month

8.5

1,091 Reviews

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Gift Card, Loyalty Programs, Cashback, Store Credit & Rewards Show more

Rise.ai: Gift Cards & Loyalty is a robust platform catering to eCommerce brands looking to enhance customer retention and lifetime value (LTV) through innovative solutions. The app offers advanced tools for managing gift card sales, store credit, rewards, referrals, refunds, and loyalty programs, effectively replacing traditional point systems with store credit incentives presented in straightforward dollar amounts. Seamlessly integrating with Shopify POS, Rise.ai provides an omnichannel experience, ensuring customers are rewarded regardless of where they shop. Users can create and automate workflows to distribute store credit based on customer actions, enhancing engagement and satisfaction. The platform also supports issuing gift card refunds and store credit for returns, optimizing both customer service and retention strategies. With features for scheduling and bulk sending gift cards, as well as offering tailored loyalty programs that include cash-back, digital wallets, and VIP tiers, Rise.ai enables businesses to cultivate a loyal customer base and streamline loyalty rewards with ease.

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Vip tiers

Gift card sales

Store credit management

Bulk gift cards

Cash back programs

Digital wallets

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ReturnZap Returns & Exchanges

$29.95-$179.95 / Month

8.6

91 Reviews

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Advanced returns policy, exchange, credit, and shipping labels Show more

ReturnZap Returns & Exchanges offers a streamlined solution for managing returns with its comprehensive, automated platform. The app provides businesses with a branded self-service returns portal that integrates refunds, store credit, and exchanges, along with deep integration into Shopify for a seamless experience. Users can automate the generation of return labels with support for carriers across the globe, including the US, Canada, Australia, the UK, and the EU. Flexible return management options allow for automatic or manual approval of returns, along with the enforcement of custom returns policies—ideal for handling special cases like final sale items. Additionally, the app helps reduce refunds through integrated exchange options and offers the ability to issue store credit in the form of gift cards or discount codes. With an easy setup process, cost-effective operation, and outstanding customer support, ReturnZap is a practical choice for businesses looking to enhance their returns management.

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Store credit options

Automated returns management

Self-serve returns portal

Integrated refunds

Exchange facilitation

Shopify deep integration

Install App

BR Sales Terminal POS

$10 / Month

9.1

11 Reviews

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Point of Sale: Sell, exchange, refund, and issue store credit Show more

Sales Terminal POS is an intuitive point-of-sale application designed to streamline in-store and online sales operations. This versatile app allows users to sell products, manage exchanges, and edit line items from previous orders with ease. Whether at a physical store or online, seamlessly issue refunds or store credits, ensuring a smooth customer experience. Sales Terminal POS offers a robust alternative to Shopify POS and can be accessed via a web browser or the Shopify mobile app. The app supports a variety of payment methods, including cash and external credit cards, and even allows users to email carts. Additionally, it provides the ability to manage partial payments or advance collections. To help with daily financial management, users can view their end-of-day cash balance and print comprehensive reports of all cash transactions.

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Multiple payment methods

Barcode scanning

Sell in-store

Product exchanges

Edit line items

Collect additional payments

Install App

Shopwaive: Credit, AI & Upsell

$15-$60 / Month

9.1

20 Reviews

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Store Credit, Gift Cards, Refunds, Discounts, and Loyalty Show more

Shopwaive: Credit & Payments is an innovative customer marketing platform designed to enhance business interactions and streamline the shopping experience for customers. The app allows businesses to send visually appealing emails featuring refunds, store credits, gift cards, and exclusive offers like rewards and discounts, all of which can help encourage customer retention and loyalty. With the ease of drag-and-drop functionality, businesses can import existing credits seamlessly, while automations boost efficiency by handling draft orders and deposits when customers place orders. Customers can conveniently redeem their credits at checkout, thanks to the app's extensions. Furthermore, Shopwaive boasts robust integration capabilities with leading platforms such as Klaviyo, Shopify Flows, Zapier, and Google Sheets, connecting with over 6,000 apps. Tailored to fit any brand's aesthetic and operational needs, the app supports multi-language operations and functions on autopilot, ensuring businesses can focus on strategy while offering 24/7 world-class support to users.

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Multilingual support

Email marketing

Store credit

Gift cards

Refund automation

Order deposits

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Shopify Credit risk-free apps

Related Categories

Price

Based on reviews

Showing 1 to 20 of 1 Apps

PagoLight

Win‑Win Store Credit

Intrum Credit Check

Pabloo: Store Credit

GV: Gift Cards & Store Credit

CreditsYard — Store Credit

FreshCredit ‑ Store Credit

MP‑Store Credit

Gracias Credit Limit

Shopwaive — Credit and Rewards

Extra Credit by Gray Bike

Angle: Store Credit Cashback

FraudBlock Fraud Prevention

Custom Creative Group

Checkout Verification CF

MyFatoorah (Direct)

Rise.ai: Gift Cards & Loyalty

ReturnZap Returns & Exchanges

BR Sales Terminal POS

Shopwaive: Credit, AI & Upsell