A single risk score says an order is "medium risk" — not why, or what to do. The gray-zone orders, between obviously-fine and obviously-fraud, are where you lose money. RiskClarity reasons over order value, account age, address consistency, velocity, and returning-customer history to give a ranked assessment in plain English, with a clear recommended action: allow, verify, or hold. Every decision is logged with its evidence — exportable for chargeback disputes. You decide with one click.

• Judgment on gray-zone orders, not just a score — reasons over the full picture
• A recommended action — allow, verify, or hold — backed by specific signals
• A defensible audit trail: every decision logged with evidence, exportable