DivideBuy: Spread The Cost is a dynamic app designed to ease the financial burden of larger purchases by offering quick and flexible credit solutions for your customers. With its streamlined process, shoppers can receive instant lending decisions and get approved for credit in seconds, all without the need for manual underwriting. The app provides tailored spend thresholds and multiple repayment periods, allowing purchases to be spread over 3, 6, 9, or 12 months, making it adaptable to diverse financial situations. Through the innovative Soft Search feature, customers can check their borrowing eligibility without impacting their credit score. The Convert+ component empowers buyers by showing them the exact credit instalment amounts, ensuring full transparency and ease of planning their finances. Overall, DivideBuy enhances the shopping experience by offering a straightforward way to manage payments, making it an invaluable tool for both retailers and customers alike.