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A chargeback arrives with a deadline and no instructions. Disputes Co-Pilot pulls every Shopify Payments dispute into one queue, ranked by deadline, and names the evidence Shopify asks for on that reason code. It also surfaces what a queue normally hides: whether a dispute qualifies for Visa Compelling Evidence 3.0, and how close your chargeback ratio is to the network limits. Winning a dispute still leaves you the fee. The app counts that too. Nothing is submitted or refunded without you.