Top Free Shopify Payment Apps 2025

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The Lay-Buys Virtual Terminal app offers merchants a comprehensive control panel to manage and monitor Lay-Buy order payments seamlessly. It streamlines payment tracking, adjustment, and payout processes for merchants, enhancing operational efficiency.

• Comprehensive Payment Management: Provides a seamless terminal for managing all Lay-Buy order payments.
• Installment Tracking: Allows merchants to track and monitor all installment payments effectively.
• Flexible Payout Options: Enables payout of Lay-Buy orders on customer request directly from the app.
• Integration with PayPal: Facilitates easy reference and tracking of installment payment transactions with PayPal.

According to user reviews, the app excels in providing a user-friendly interface and robust functionality, with many praising its efficiency in streamlining payment collection and management. It is highly rated for improving financial transparency and offering flexible options for both merchants and customers.

This format provides a succinct overview of the app's features and advantages, presenting critical information that helps users understand its value proposition.

Afterpay On‑Site Messaging helps promote and streamline checkouts through customized on-site alerts on product and cart pages, catering to the Millennial and Gen Z audience who favor Afterpay's buy-now, pay-later model. It allows easy customization, previewing, and publishing of messages across desktop and mobile platforms.

• Easy Integration: Quickly add messaging to product and cart pages with a user-friendly visual editor.
• Customized Branding: Personalize your messaging with options to adjust mobile views, add footer icons, and customize themes to align with your brand.
• Flexible Order Limits: Configure minimum and maximum order limit messages to suit your Afterpay account settings.
• Mobile Optimization: Seamlessly integrate and manage messaging across both desktop and mobile channels.

Users commend the straightforward installation process of the app, particularly highlighting its compatibility with various themes, which ensures smooth functionality and easy integration into existing ecommerce platforms.

The Sezzle Widget is a dynamic tool that enhances online shopping experiences by displaying various payment options on product and checkout pages, boosting conversions and increasing order values.

• Targeted Visibility: The widget is visible exclusively to shoppers in the US and Canada, optimizing regional engagement.
• Adaptive Display: Features widgets and modals that adjust automatically based on the current product and cart value, offering tailored shopping experiences.
• Seamless Integration: Easily integrates via Shopify's admin panel, supported by a dedicated team for smooth setup and operation.
• Flexible Payment Options: Offers both Buy Now Pay Later and longer-term financing options, providing flexibility to consumers.

Reviews highlight the app's ability to boost sales and customer satisfaction by offering financial flexibility and enhancing overall user experience. Customers appreciate the easy integration process and commend the dedicated support team for their assistance and professionalism.

Razorpay Affordability Widget enables businesses to enhance customer experience by offering clear visibility of affordable payment options such as EMI, Pay Later, and special offers on product pages, thereby increasing conversion rates.

• Early Discoverability: Allows customers to see affordable payment options like EMI and Pay Later before reaching checkout, improving purchase decisions.
• Reduced Drop-offs: Minimizes cart abandonment by highlighting payment plans and offers on product pages.
• Boosted Spending Power: Enhances customers’ purchasing capability with upfront credit availability visibility.
• Dynamic EMI Display: Offers tailored EMI plans and no-cost EMI based on product prices.
• Customizable Design: Allows customization of the widget to seamlessly integrate with your brand’s aesthetics.

Based on user reviews, the Razorpay Affordability Widget is praised for significantly enhancing conversion rates by making payment options more accessible and visible to customers early in the shopping process. Users appreciate its ease of use and ability to reduce cart abandonment, with customizable features that align with brand identity.

UseePay aims to establish a universal, secure, and efficient electronic payment ecosystem, supporting major international credit & debit cards, digital wallets, and other APMs. It offers comprehensive services like online payment, corporate wallets, and global collection, catering to merchants across diverse industries like tourism and digital entertainment.

• Global Reach: Coverage of most countries and regions worldwide, enabling international transactions.
• Diverse Payment Options: Supports major credit and debit cards, digital wallets, and other alternative payment methods, enhancing conversion rates.
• Comprehensive Services: Offers corporate wallets, global collection, and pay-outs, catering to a wide range of business needs.
• Cross-border Industry Coverage: Covers scenarios across tangible goods, tourism, software, and more, facilitating cross-border commerce.

The app's outstanding advantages, as highlighted by user reviews, include its seamless integration with various payment channels, ease of use, and the ability to handle complex transactions securely. Users appreciate the wide range of supported payment options and the customer support services, which contribute to a highly convenient and reliable payment processing experience.

Komfortkasse Offline Payments automates the assignment of transactions in the background, ensuring a fault-tolerant process even when order details don't match perfectly. It also facilitates automatic payment reminders and direct refunds without requiring a user bank account, using its integrated European bank accounts.

• Fault-tolerant processing: The app automatically assigns orders even when details like names, numbers, or amounts don't match perfectly.
• Automated reminders and refunds: Sends automatic payment reminders and performs refunds directly, enhancing convenience.
• Integrated European accounts: Users can leverage Komfortkasse's integrated European bank accounts without needing their own bank account.
• One-click refund: Offers easy and quick refunds without the need for additional authentication methods like TANs.
• Optional dunning and debt collection: Provides additional support with letter post dunning and free debt collection options.

Reviews highlight the app's seamless automation, excellent support, and reliability in processing prepayment orders. Users appreciate its ease of setup and how it instills trust with integrated European bank accounts, recommending it highly for its robust performance.

UseePay is committed to creating a secure and efficient electronic payment ecosystem, supporting international credit and debit cards, digital wallets, and various alternative payment methods. It offers comprehensive payment services such as online payment, corporate wallets, global collection, and pay-outs, making it suitable for merchants in diverse industries like tourism, software, and education.

• Global Coverage: UseePay extends its services across most countries and regions, enabling seamless international transactions.
• Diversified Payment Options: The app supports various payment methods, enhancing payment conversion rates for businesses.
• Cross-border Industry Scenarios: UseePay covers a wide range of cross-border industry applications, ensuring versatility and adaptability.
• Comprehensive Service Capabilities: It offers robust features like corporate wallets and global payout options, catering to various business needs.
• Industry Diversity: UseePay supports merchants from numerous sectors, including tangible goods, digital entertainment, and education.

UseePay receives high praise for its reliable global coverage and wide range of payment options, enabling businesses to operate seamlessly internationally. Users appreciate its secure and efficient system that simplifies cross-border transactions, contributing to increased conversion rates and customer satisfaction.

The Clearpay On‑Site Messaging app enhances partnerships with Clearpay and accelerates checkouts through personalized messaging on product and cart pages. Targeting Millennial and Gen Z demographics, it ensures a seamless, secure buy-now, pay-later experience. The app facilitates easy customization, preview, and publication of messages across desktop and mobile platforms.

• Custom Messaging: Easy customization, preview, and publishing of messages directly on your product listings.
• Visual Editor: Add messaging effortlessly to product and cart pages with a user-friendly visual editor.
• Responsive Design: Adjust mobile views, incorporate footer icons, and personalize the theme to fit your brand identity.
• Order Limit Messaging: Customize minimum and maximum order limit messaging to align with your account settings.

The Clearpay On‑Site Messaging app is highly praised for its quick and efficient support, especially in resolving installation issues. Users appreciate the updated instructions that simplify the installation process, ensuring that Clearpay calculations are accurately displayed on product and checkout pages. The app's user-centric support enhances its reliability and usability, earning it top ratings from satisfied customers.

Appmax Antifraude is the ultimate enhancement for your Shopify payment technology, providing an extra layer of security during the checkout process. This app utilizes a hybrid analysis approach, state-of-the-art artificial intelligence, and cutting-edge technology to meticulously review orders. By integrating Appmax Antifraude, you can boost your approval rates and reduce the risk of losing legitimate sales due to fraud. The app offers detailed access to the order screen, facilitating an easy withdrawal process and employing an advanced antifraud system. With its intelligent retry feature ensuring rapid processing, it also sends critical information for comprehensive order analysis, making your business transactions more secure and efficient. Instantly fortify your online store’s defenses with Appmax Antifraude.

The seQura On-Site Messaging App is a tool that allows users to easily customize, preview, and publish on-site messages using a visual editor, without the need for any coding knowledge. It's designed to effectively promote seQura payment solutions during the customer's purchasing journey, ultimately boosting conversion rates and encouraging repeated use through flexible payment options.

• Visual Editor: Easily customize and preview on-site messages with a user-friendly visual editor, eliminating the need for coding skills.
• Seamless Integration: Effortlessly integrate seQura payment solutions into your website to enhance the purchasing journey.
• Flexible Payment Options: Boost conversion and recurrence by promoting flexible payment options available through seQura.
• Custom Messaging: Tailor messaging specifically for product and checkout pages to maximize engagement and clarity.
• Enhanced Conversion Rates: Increase customer engagement and conversion rates with strategic on-site messaging.

Users appreciate the app for significantly increasing their conversion rates by simplifying the messaging process with its intuitive visual editor. The integration of seQura's flexible payment solutions at key stages of the purchase journey has been highlighted as a major advantage, contributing to an overall smooth customer experience.

The Bread Pay Messaging app enables customers to apply and pre-qualify for financing early in their shopping journey, offering transparent financing options to enhance purchasing power and drive sales. The entire prequalification and checkout process is completed in under 60 seconds, ensuring seamless information transfer to the retailer’s server once an order is placed.

• Quick Prequalification: Customers can pre-qualify for financing in under 60 seconds, streamlining the purchasing process.
• Transparent Financing: The app provides clear financing terms, with no prepayment penalties or deferred interest, enhancing customer trust.
• Custom Financing Plans: Retailers can create tailored loan products to meet the specific needs of their customers.
• Upfront Payments: Retailers receive full payment from Bread Pay upfront, while the app assumes the risk by collecting payments over time from shoppers.
• Customer Re-engagement: Gain actionable insights to help re-engage abandoned shoppers, increasing conversion rates.

Users of the Bread Pay Messaging app praise its speed and transparency in the financing process, highlighting how it seamlessly integrates into the shopping experience and effectively increases purchasing power. The app's ease of use and its capability to provide immediate and clear terms stand out as key advantages in customer feedback.

Super Payments Marketing app is designed to enhance your customers' shopping experience by promoting the availability of Super Payments as a payment option. It allows you to customise your messaging on various shopping touchpoints, such as site banners, product pages, and shopping carts, encouraging customers to utilize Super Payments and gain cash rewards.

• Custom Messaging: Personalize messages on different shopping pages to highlight Super Payments, motivating customers with potential cash rewards.
• Visual Themes: Choose from various visual themes and colour schemes to seamlessly integrate the payment option with your store's design.
• Increased Awareness: Maximize customer awareness of Super Payments to promote its use and incentivize purchases.
• Seamless Integration: Ensure Super Payments is an active option in your checkout for a smooth shopping experience.

According to reviews, Super Payments Marketing stands out for its user-friendly interface that allows easy customization of messages and themes. Users appreciate the noticeable increase in customer engagement and sales due to the effective highlighting of payment benefits. Additionally, the app's seamless integration and support significantly enhance the overall shopping experience.

Tiptop Messaging revolutionizes the customer shopping experience by seamlessly combining a trade-in program and flexible installment plans within the checkout process. As the world’s first AI-driven instant trade-in and payment capture flow, it empowers customers to maximize their buying power effortlessly. Eligible users can enjoy immediate trade-in credit, making higher-value purchases more accessible and budget-friendly. The app supports a wide range of payment options, accepting all major debit and credit cards to ensure a smooth transaction experience. By integrating these innovative features, Tiptop Messaging not only encourages customer engagement but also drives increased sales for businesses. With its user-friendly interface and seamless integration, Tiptop Messaging is an essential tool for modern retailers looking to enhance their checkout process and boost customer satisfaction.

MobilePay Checkout is a leading mobile payment application designed to simplify and secure financial transactions using smartphones. By linking their bank accounts, credit cards, or prepaid accounts to the app, users can experience seamless payments for a range of transactions such as peer-to-peer transfers, in-store purchases, and online payments. The app enjoys widespread acceptance in Denmark and Finland, making it a trusted choice for millions in these countries. Supporting both Danish Krone and Euros, MobilePay ensures versatility and convenience for its users. With its intuitive setup and configuration process, users can effortlessly integrate the app into their daily financial activities. Offering a secure platform, MobilePay prioritizes user safety while facilitating easy and swift transactions. Whether splitting a bill between friends or making a purchase, MobilePay Checkout provides an efficient payment solution.

Pensopay Dankort is a robust payment solution designed exclusively for EU merchants with a valid VAT number. The app facilitates seamless transactions by supporting payments through Dankort, Denmark’s national debit card, ensuring security with 3D-Secure for transactions above 30 EUR (225 DKK). Merchants benefit from comprehensive support available seven days a week via email and phone, making assistance readily accessible any day of the year. Pensopay also offers guidance during the onboarding process and continues to support merchants with any queries they may have. An additional feature allows merchants to customize the Dankort payment method name at checkout, tailoring the experience to their brand. With Pensopay Dankort, EU merchants gain a reliable and secure method to handle payments, enhancing the ease and safety of their transactions.

Atrato Pago Modal es una innovadora herramienta diseñada para ecommerces, permitiendo a los clientes simular un crédito Atrato y realizar pagos a plazos sin necesidad de tarjetas de crédito. Al integrarse fácilmente en tu plataforma de ventas, el modal calcula automáticamente las mensualidades según el precio de los productos, ofreciendo a tus clientes una experiencia de compra más flexible y accesible. Con esta funcionalidad, los usuarios pueden pagar todos los artículos de su carrito de compra de manera cómoda y sencilla. Al ofrecer opciones de pago más atractivas, Atrato Pago contribuye a incrementar el ticket de venta promedio de tu negocio. Esta solución no solo facilita las compras, sino que también optimiza el flujo de caja y mejora la satisfacción del cliente.

Advanced PreOrder‑Partial Pay allows merchants to increase sales by enabling pre-orders for customers before products are fully available, utilizing an intuitive and easy-to-use interface. It ensures products remain purchasable when inventory is low and offers partial payment options for flexibility.

• Pre-order Availability: The app allows setting pre-orders for out-of-stock or unavailable products, even supporting different product variants.
• Partial Payment Option: Customers can make partial payments on pre-orders, giving them more flexibility and encouraging early purchases.
• Coming Soon Notifications: Merchants can set availability dates for preorders and use a "Notify Me" feature for customers to sign up for in-stock notifications.
• Geographical Customization: Customize pre-order and partial pay options based on the customer’s country or region.

According to reviews, users highlight the app's seamless integration and user-friendly interface, which simplifies the pre-order process. They particularly appreciate the partial payment feature for promoting early sales, enhancing customer satisfaction and boosting revenue, all while providing responsive support from the developers.

Deposit & Split Payment Depo is a comprehensive app designed for managing partial or split payments, pre-orders, subscriptions, and deposits within your store. It allows you to efficiently handle deposits, manage draft order deposits, and automate payments to boost your average order value (AOV) and increase sales.

• Seamless Deposit Management: Vault customers' cards and automate the remaining payment on a specified date.
• Flexible Pre-order Handling: Take pre-orders and charge pending payments when your item is ready for dispatch.
• Draft Order Deposits: Manage deposits or split payments on draft orders created via Shopify admin.
• Automated Invoicing: Send automated invoices from the dashboard and manage them effortlessly.
• Subscriptions with Flexibility: Support subscriptions including flexible payment schedules.

Customers highly rate Deposit & Split Payment Depo for its flexibility and security in handling deposit and partial payment options. The app makes larger purchases and bookings easier to commit to without financial strain, providing both parties with ease and clarity in payment management. - Rating: 5/5

Convert new customers and increase order sizes with Try with Mirra. Allow your customers to try products at home before committing to a purchase, ensuring they find the perfect style and fit. Our app offers hassle-free returns and stores payment details securely, removing risks for both you and your customers. With a customer portal, shoppers take the lead, reducing extra tasks for you. Benefit from continuous support and comprehensive marketing materials to drive your business forward.

• Hassle-free returns: Simplify the return process for both customers and merchants, ensuring a smooth shopping experience.
• Secure payment storage: Safely store customer payment details at checkout to minimize risk while enhancing convenience.
• Customer portal: Empower customers to manage their returns and try-before-you-buy orders independently, reducing your workload.
• 24/7 support and marketing materials: Access continuous assistance and comprehensive promotional resources to boost your business.
• Seamless integration: Easily integrate the app with your existing technology stack for a streamlined operation.

The app's outstanding advantages, as reflected in reviews, revolve around its quick integration and superior customer service, which helps ease the implementation of a try-before-you-buy option. This feature significantly alleviates customer hesitation towards high-value items, enabling businesses to increase average order value (AOV) and build customer loyalty. Users have appreciated the support in expanding their offerings to attract both new and existing clientele.

Hide Payment & Shipping iWeb app is designed to help you manage and customize your payment and shipping options effortlessly. It allows for renaming, translating, sorting, and showing or hiding various methods to personalize the checkout process for your customers. Tailor the checkout experience by adjusting payment and shipping methods based on specific conditions like cart content, location, or products, optimizing your e-commerce page for better conversion rates.

• Flexible Management: Easily rename, translate, sort, and reorder payment and shipping methods to suit your business needs.
• Conditional Customization: Personalize payment gateway and shipping methods based on specific conditions such as location, cart contents, or product selections.
• Enhanced Checkout Experience: Streamline the checkout page by removing unwanted options and highlighting preferred methods.
• User-Friendly Interface: Customize shipping and payment options with zero coding required, ensuring ease of use.
• Boost Conversions: By tailoring the checkout process, potentially double your conversion rates through an optimized customer experience.

Based on reviews, the app stands out for its simplicity and efficiency in sorting or hiding payment and shipping methods. Users appreciate the easy-to-use interface and commend the fast and knowledgeable support team, which enhances their overall experience. Rated 5/5, it offers excellent customization features that significantly improve checkout processes.