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Customer reviews: Settle

Develop by Settle

Reviews (17)

Overall rating
5

What Merchants Think

Merchants generally express high satisfaction with the Settle app, highlighting its role as a transformational tool for managing inventory and cash flow. The app is often credited for significantly aiding financial agility and business growth, providing an experience akin to having an extra team member focused on financial insights.

Key Strengths

  • Fast and transparent financing options
  • Intuitive and user-friendly interface
  • Excellent customer support and hands-on assistance
  • Real-time inventory tracking and management
  • Automatic purchase orders and seamless QBO integration
  • Flexible payback options and competitive rates
  • Effortless handling of funding approval

Common Concerns

  • Few notable drawbacks or limitations reported
  • Concerns generally rare, reflecting strong overall satisfaction

Final Thoughts

Overall, the Settle app is perceived as a critical component for businesses looking to streamline their operations, manage inventory efficiently, and secure quick financial support. It is highly recommended by users for its comprehensive support and impact on business scalability and sustainability.

wellious

Aug 28, 2025  on Shopify

Our experience with Settle has been great so far. They have been a valuable source of credit for us and are easy to work with. Financing is straightforward and clear, with no hidden fees. 100% worth reaching out to.

Salt Athletic

Aug 21, 2025  on Shopify

They work with you on both inventory management and financing. Great people to work with and great service.

Million Goods LLC

Aug 14, 2025  on Shopify

Great experience working with the Settle team. Financing options are easy to understand and built directly into the platform so you know exactly how much you're paying on each transaction. Also, really impressed with their AI tool when uploading bills. It automatically adds the correct vendor bank account and syncs with your QBO almost instantly. If you're looking for quick financing options to help increase inventory or other short term needs I'd highly recommend.

Fifth & Fido

Aug 09, 2025  on Shopify

Working with Jonathan and Evan at Settle has been a huge boost to our cash flow and overall scaling journey. They’ve been responsive partners across both of my brands—helping us move quickly when we’ve needed to. I’m excited to dig deeper into their full IMS tools and see what other efficiencies we can unlock.

Thistles.nyc

Jul 31, 2025  on Shopify

Can't recommend Settle enough. We had been considering onboarding either a traditional bank LOC and Settle to extend our payables. While traditional banks have a convoluted and black-box underwriting process, Settle was straightforward, transparent, and fast - they hooked up directly to our accounts via simple integrations. We received a decision from the underwriting team in under 3 business days that was more attractive than the banks on a number of fronts, particularly around flexibility and size. We are very happy with the level of hands-on support we received from them after accepting the offer, from explaining the payment structure to actually scheduling our first bill payment. Hopefully this positive experience continues. Shoutout to Jonathan for the 1:1 attention and friendly attitude.

Lectec

Jul 25, 2025  on Shopify

Settle is a life saver! Can't speak high enough about them. They were extremely helpful throughout the entire process and helped move fast when we needed support quickly. Their platform is very intuitive and the people are incredible! Shoutout Mel and Jonathan :)

BoomBoom

Apr 30, 2025  on Shopify

Settle has been an absolute game changer for our business. Their team is amazing and if your numbers look solid, they will get you the cash you need to keep fueling growth. The rates are fair, payback options are flexible and they will act quick on making funding approval decisions. Highly recommend!

Riveira

Mar 18, 2025  on Shopify

Cash flow and inventory used to be our biggest pain points, but Settle has completely transformed how we manage both. The ability to access funding quickly and without unnecessary paperwork has been a huge advantage, and their platform makes tracking inventory and margins effortless. It’s not just an app.. it feels like an extra member of our team, making sure we never run out of stock or miss financial insights. If you’re looking for a tool that helps you grow sustainably while keeping operations smooth, Settle is a must have.

The Fullest

Mar 17, 2025  on Shopify

We've had a fantastic experience with Settle! The team has provided excellent support during onboarding, ensuring we had everything we needed to succeed. They’ve continued to support us well beyond onboarding and are always willing to hop on a call when needed—something rare with third-party tools. Settle has greatly improved our organization and given us clearer insights into our inventory.

Obvi

Mar 13, 2025  on Shopify

Amazing tool! Very affordable cost of capital relative to the other fin-techs in the space. Super easy to use UI, and seemless onboarding experience. Highly recommend Settle to all scaling DTC brands!

Nurture&

Mar 12, 2025  on Shopify

Settle is an outstanding platform that has significantly helped us grow our company. It offers an intuitive and user-friendly interface, making access to funding seamless with minimal paperwork. I highly recommend Settle if you're looking for a flexible line of credit (LOC) that you can access whenever needed—without hidden fees or unnecessary costs. It’s a reliable solution for businesses seeking financial agility.

Lavanti

Mar 12, 2025  on Shopify

Running my Shopify store used to be a chaos of inventory and cash flow. Settle fixed that. Real-time stock tracking? Finally! Automatic purchase orders? Game-changer. Plus, their support team actually helps. If you're tired of spreadsheet nightmares, Settle's worth a look. Less stress, more sales – simple as that.

Flakes

Feb 19, 2025  on Shopify

Settle is mission critical to the success of our business. If you're looking to scale your brand with intention, there is nowhere else to look. The team consistently goes above and beyond with their communication and is vital resource with all things inventory financing / working capital related. Truly like having a partner on your team.

DEUX

Jan 16, 2025  on Shopify

Settle is a total game-changer for our Shopify brand! Before we started using it, we were always stressing about inventory and cash flow. Now? Life is so much easier. The real-time inventory tracking is a lifesaver—we haven’t had to deal with a stockout since we started. The automated purchase orders and landed cost insights are super helpful too. It’s like having a secret weapon to keep everything running smoothly. On top of all that, their customer support and success teams are absolutely amazing. Anytime we have a question, they’re quick to jump in and help. It’s clear they genuinely care about helping brands succeed. If you’re running a Shopify business and want to save time, stress less, and scale smarter, Settle is a no-brainer. Highly recommend!

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