array:2 [ // app/Helpers/ChatGpt.php:68
  "error" => array:4 [
    "message" => "Incorrect API key provided: sk-proj-********************************************yvc9. You can find your API key at https://platform.openai.com/account/api-keys."
    "type" => "invalid_request_error"
    "code" => "invalid_api_key"
    "param" => null
  ]
  "status" => 401
]
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Adds the warning German law requires next to installment and financing ads, from 20 Nov 2026.

From 20 November 2026, shops in Germany and Austria must show “Achtung! Kreditaufnahme kostet Geld” next to every ad for installment or financing offers. Kredit Hinweis finds wording such as “0 Prozent Finanzierung”, “in 3 Raten” or “monatlich ab” on your store pages and adds the warning directly below it. Turn it on once in the theme editor. It works with any theme, needs no code and reads no customer data. It adds only the warning sentence, not the interest rate details the law also requires.

From 20 November 2026, shops in Germany and Austria must show “Achtung! Kreditaufnahme kostet Geld” next to every ad for installment or financing offers. Kredit Hinweis finds wording such as “0 Prozent Finanzierung”, “in 3 Raten” or “monatlich ab” on your store pages and adds the warning directly below it. Turn it on once in the theme editor. It works with any theme, needs no code and reads no customer data. It adds only the warning sentence, not the interest rate details the law also requires. more
  • Finds installment and financing wording on every store page automatically
  • Adds “Achtung! Kreditaufnahme kostet Geld” directly below each ad
  • Add your own phrases and exclude subscriptions or leasing offers
  • Optional warning next to Klarna and PayPal installment banners
  • Works with any theme, reads no customer data, no code to edit
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