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SafeNet30 lets B2B merchants safely extend Net 15, 30, or 60 payment terms to wholesale buyers. When a business applies at checkout, SafeNet30 checks identity, domain and business age, watchlist and PEP status, bankruptcy history, operating status, and tax ID. Merchants set credit limits and terms once, then approve buyers automatically within those limits, or route larger orders to a manual review queue. Merchants remain the creditor; SafeNet30 never extends capital or holds receivables.