Top Free Bigcommerce Payment Processors & Gateways Apps 2025

Sezzle is a unique Buy Now, Pay Later app and the only certified B-corp in its industry, demonstrating a commitment to ethical business practices. This app is beloved by millions of shoppers for its ability to split purchases into four interest-free payments over six weeks, providing flexibility and ease for consumers. Catering to over 40,000 merchants, Sezzle enhances store performance by converting more browsers into buyers and increasing average transaction sizes. Merchants benefit from fast and easy integration, making it simple to offer financing options for any order, whether online or in-store, ranging from $5 to $25,000. With a focus on fairness, transparency, and flexibility, Sezzle appeals to a new generation of savvy consumers. BigCommerce merchants enjoy additional exclusive benefits, making the integration with Sezzle even more rewarding. Connecting a bank account for automatic deposits is straightforward, ensuring a seamless experience for both merchants and shoppers.

Affirm Marketing is an innovative app designed to enhance your promotional messaging, helping businesses significantly boost their sales and average order value (AOV). By integrating Affirm's promotional tools, retailers have experienced up to a 60% increase in AOV and doubled their sales. The app empowers customers by clearly displaying payment options before checkout, which encourages them to complete their purchases. Affirm caters to a wide range of cart sizes, from $50 to $30,000, enabling businesses to reach a diverse customer base. With over 250,000 retailers already benefiting from Affirm, it's a popular choice for those looking to grow their sales. The app is easy to set up, and whether you're new to Affirm or have already integrated their system, enhancing your marketing strategy has never been easier.

PayPal Checkout is a versatile payment solution that streamlines the process of accepting and managing various payment methods for businesses and consumers alike. With the capability to handle transactions through PayPal, Venmo (available in the US), and PayPal Pay Later, it offers a comprehensive suite to cater to diverse customer preferences. This unified platform simplifies the payment experience, ensuring secure and efficient processing of major payment types all in one place. PayPal Checkout is designed to enhance convenience for users, allowing for seamless integration into your business operations or online platforms. Whether you're managing an e-commerce store or accepting payments for services, this app provides flexibility and reliability, making it easier to capture sales and expand your market reach. With its robust security measures and user-friendly interface, PayPal Checkout is ideal for businesses looking to optimize their payment processes and improve customer satisfaction.

Brex is an innovative financial app designed to streamline your business finances by integrating credit cards, cash management, expenses, and accounting into a single, seamless platform. Sign up today and kickstart your financial journey with 25,000 Brex points. With Brex, you can quickly open an account online in just 10 minutes and receive an account number, routing number, and credit cards instantly upon approval, all without needing a personal guarantee. Enjoy the convenience of fee-free transactions, including checks, ACH, and international wires, saving your business both time and money. Plus, every dollar spent with your Brex card earns you cash back, maximizing your purchasing power. Brex serves as your comprehensive financial operating system, providing centralized financial control and visibility to help your business thrive.

Amazon Pay is a powerful payment solution designed to enhance your e-commerce experience with seamless integration into BigCommerce platforms. By leveraging Amazon's reputable and secure payment system, merchants can offer their customers a fast and familiar checkout process, increasing sales conversions and average order values significantly. The app provides a trusted and streamlined shopping experience, allowing hundreds of millions of Amazon users to check out without the need for new accounts. Enhanced security features, including Amazon's advanced fraud detection technology and A-to-z Guarantee protection, ensure secure transactions. The app also offers fast mobile checkout and innovative voice commerce capabilities through Alexa, enhancing customer convenience and engagement. Setting up Amazon Pay is straightforward, requiring login to your BigCommerce store and Amazon Seller Central, making it an essential tool for modern online merchants aiming to boost sales and improve customer satisfaction.

The CoinPayments Crypto Payments app for BigCommerce enables businesses to seamlessly integrate cryptocurrency payments into their online stores. With the ability to accept a wide range of digital currencies including Bitcoin, Ethereum, and Litecoin, the app opens new avenues for global transactions. Trusted by over 1 million businesses and users in 182 countries, CoinPayments stands as a pioneer in cryptocurrency payment solutions. Since its inception in 2013, the platform has successfully processed over $10 billion in crypto transactions, demonstrating its reliability and efficiency. By adopting this app, businesses can gain a competitive edge, offering customers modern and secure payment options. With its user-friendly setup, merchants can start accepting crypto payments within minutes, making it easier than ever to tap into the digital currency market.

PayPal Button by Elfsight is a versatile app that allows website owners to seamlessly integrate a PayPal payment button for single payments, subscriptions with a recurring option, and donations with either specified or open values. This tool offers a no-coding-required solution that enhances your website's functionality by providing clients with access to one of the most trusted payment systems globally. As part of Elfsight Apps, a cloud-based service designed to extend website capabilities, this widget connects your site with Elfsight Apps to display your customized PayPal button. Easy to set up, users can install it on their BigCommerce site in just three steps, with the option for a free installation service by Elfsight's Support Team. Whether you're looking to streamline your site's payment process or encourage donations, PayPal Button by Elfsight provides a reliable and efficient solution. Plus, setting up an Elfsight Apps account is quick and free, ensuring you can get started without any hassle.

Credit Key is a robust B2B financing solution designed to enhance your customer experience and drive business growth by offering Buy Now Pay Later options. By integrating with your BigCommerce store, Credit Key allows you to extend instant credit and flexible payment terms ranging from Net 30 to 12 months, creating a frictionless checkout process. Customers can receive real-time credit decisions for lines up to $50,000, thanks to the app’s AI-driven underwriting, empowering them to manage cash flow more effectively. This seamless financing option not only boosts conversion rates but also increases average order values as customers have the flexibility to pay over time. Additionally, Credit Key takes on the credit risk and handles collections, ensuring you receive upfront payments while simplifying your accounting processes. The setup is simple and swift, making it easy for you to enhance your store’s checkout experience without the hassle of manual invoicing or managing accounts receivable and payable. Transform your B2B transactions by integrating Credit Key, and foster long-term customer loyalty with flexible, efficient financing solutions.

Bread Pay is an innovative financing solution designed to enhance the retail shopping experience by offering seamless, brand-consistent funding options. This app allows retailers to attract and convert more customers by integrating a full-funnel, white-label financing system that engages shoppers from the start. By enabling customers to pre-qualify and apply for financing early in their shopping journey, Bread Pay reduces friction and boosts conversion rates. With transparent financing options, customers experience increased purchasing power, leading to heightened sales for retailers. Bread Pay reshapes how consumers interact with retail, transforming potential interest into confirmed purchases while maintaining the retailer's brand identity.

Super Payments is a versatile payment solution designed to streamline your transaction processes with ease and reliability. Offering a seamless integration with BigCommerce, it facilitates both card payments, including credit and debit, as well as account-to-account transactions. One of its standout features is the provision of free card and open banking payments, ensuring cost-effective transactions for businesses. With daily fund settlement capabilities, Super Payments ensures that businesses have quick access to their funds, enhancing cash flow management. To access these features, users need to create a separate account on Super Payments, thereby enabling a more secure and personalized payment processing experience. The platform prioritizes security, implementing robust measures to protect sensitive customer information throughout the transaction process. Super Payments is the convenient and secure choice for modern businesses looking to optimize their online payment systems.

Splitit is a versatile payment solution designed to simplify the purchasing process for customers worldwide. By using their existing debit or credit cards, customers can spread the cost of their purchases into interest-free monthly installments, eliminating the hassle of additional registrations or applications. The app also offers flexible payment options, such as deferred payments and multi-card support, making it adaptable to various financial needs. Merchants benefit from being able to customize which payment options they offer, tailoring them to best fit their store's requirements and customer preferences. With its seamless integration and user-friendly interface, Splitit enhances the shopping experience by making high-value purchases more accessible and manageable. Whether shopping online or in-store, Splitit empowers users to take control of their finances while enjoying immediate access to the products they desire.

ChargeAfter Consumer Financing revolutionizes the shopping experience on BigCommerce by integrating seamless Point of Sale financing options. This app provides consumers with flexible payment methods, such as installments and Buy Now, Pay Later (BNPL), tailored to their needs. By connecting retailers with a vast network of global lenders, ChargeAfter ensures that up to 85% of consumer financing applications are approved instantly. This increases purchasing power and boosts sales conversions for retailers. With just one application, customers gain access to multiple lenders, ensuring a competitive and personalized financing solution. ChargeAfter's streamlined approach not only enhances customer satisfaction but also helps retailers maximize their potential revenue. Experience a unified platform that combines convenience, efficiency, and affordability in consumer financing.

Revolut Payment Gateway is an intuitive and efficient solution designed to streamline your business transactions. With the ability to accept card payments in over 25 currencies, it offers a versatile platform for global commerce. Gain quick access to funds with next-day settlement features, ensuring your business operations remain fluid. Integration is made easy with the Revolut Payment Gateway plugin, specifically designed for BigCommerce shops, allowing you to start accepting payments with minimal hassle. By following a simple setup process, you can enjoy competitive rates and enhanced financial management through this platform. For tailored configuration, detailed documentation is available to assist you in optimizing your payment gateway to suit your specific needs. Elevate your business transactions with Revolut Payment Gateway for a seamless financial experience.

DNA Payments is an innovative app designed to empower businesses of all sizes to accept online payments effortlessly and affordably. With no setup fees or monthly charges, this app seamlessly integrates with BigCommerce, offering merchants a wide array of payment options, including credit and debit cards, PayPal, Open Banking, and more. Users gain access to a robust online Merchant Portal, enabling real-time transaction tracking and insights. Setting up online payments is straightforward, allowing you to start quickly and efficiently. The app also enables the creation of a fully customized checkout page at no additional cost, enhancing your website's professionalism and appeal. Dedicated to continuous improvement, DNA Payments strives to deliver cutting-edge solutions and dedicated customer support to fuel your business growth. Don't miss out on this opportunity—signing up is simple and free.

Snap Marketing is an innovative app designed to help merchants capture more customers and boost their Average Order Value (AOV) by integrating Snap Finance’s lease-to-own financing options into their online shopping experience. This app showcases potential approval amounts to customers while they shop, enhancing their purchasing power and reducing cart abandonment. With flexible ownership options ranging from 12-18 months and a 100-Day option for significant cost reduction, Snap has already facilitated over $4 billion in sales and supported 3 million credit-challenged shoppers. By using contextual marketing placements, Snap Marketing effectively drives conversions and keeps customers engaged throughout their shopping journey. For a seamless experience, the app works in tandem with the Snap Checkout App, enabling customers to apply and, upon approval, make direct purchases on your website. To implement Snap Marketing and Checkout Apps, merchants are required to go through a vetting process to become an approved Snap Finance partner.

Latitude is a cutting-edge payment app designed to provide effortless and seamless payment integrations across various platforms. Whether you are shopping online, paying bills, or managing business transactions, Latitude ensures a smooth and secure experience. With its user-friendly interface, users can easily link their bank accounts, credit cards, and other payment methods for swift and convenient transactions. The app also offers robust security features, ensuring your financial information remains safe and confidential. Latitude supports a wide range of currencies, making it ideal for both local and international transactions. Additionally, the app provides insightful analytics to help you track your spending habits and manage your finances more effectively. Perfect for individuals and businesses alike, Latitude is the ultimate tool for modern digital payments.

Buckaroo Payments provides a seamless integration with BigCommerce, offering a hassle-free setup for an efficient payment gateway connection. Designed with user convenience in mind, this app ensures businesses can effectively manage their transactions while enjoying the trusted support of a reliable payment partner. With the dynamic nature of e-commerce, Buckaroo Payments prioritizes reliability and service to keep your business competitive and secure. The app offers advanced checkout technology, convenient marketplace solutions, and comprehensive payment systems to manage subscriptions and outstanding invoices effortlessly. Businesses can trust Buckaroo Payments to safeguard their revenue streams and streamline their online payment processes, making it an essential tool for modern e-commerce operations.

PayPlan by RBC is an innovative financing solution designed to enhance the shopping experience for both retailers and customers. This full-funnel, white label app enables retailers to seamlessly integrate financing options into their sales process, thus attracting and converting more shoppers. By facilitating pre-qualification and application for financing early in the customer's shopping journey, PayPlan by RBC reduces friction and boosts conversion rates. The app presents transparent financing options that empower customers with increased purchasing power, ultimately driving more sales. Additionally, PayPlan ensures a cohesive brand experience, aligning with retailer branding to maintain consistency throughout the customer interaction. With its focus on engaging shoppers at every stage, PayPlan by RBC is a strategic tool for retailers aiming to optimize their customer acquisition and retention efforts.

seQura is a cutting-edge payment solution app designed to revolutionize the shopping experience by offering flexible payment options tailored to your business needs. It empowers customers to make purchases more conveniently through options like "Buy Now, Pay Later," allowing them to pay for their purchases at a later date without immediate financial burden. The app also offers "Pay in 3 Interest-Free" installments as well as the flexibility of spreading payments over a period of up to 24 months with "Pay at Your Pace," making big-ticket items more accessible. With seQura, businesses can boost customer satisfaction and increase sales by providing the easiest, safest, and quickest way for customers to manage their payment plans. The user-friendly interface and seamless integration with existing systems ensure a smooth transaction process, fostering a more loyal customer base. Whether you run a small business or a large enterprise, seQura adapts to your specific needs, enhancing the overall shopping experience.