Bread Pay offers an easy and convenient way to buy the things you want now and pay over time.

Bread Pay is a full-funnel, white label financing solution that helps retailers acquire and convert more customers. Our tools have proven to reduce friction and improve conversion by engaging more shoppers throughout the funnel while creating a brand-consistent financing experience. With Bread Pay, customers can pre-qualify and apply for financing earlier in the shopping journey—empowering them with transparent financing options that increase their purchasing power and drive more sales.