Bread Pay is an innovative financing solution designed to enhance the retail shopping experience by offering seamless, brand-consistent funding options. This app allows retailers to attract and convert more customers by integrating a full-funnel, white-label financing system that engages shoppers from the start. By enabling customers to pre-qualify and apply for financing early in their shopping journey, Bread Pay reduces friction and boosts conversion rates. With transparent financing options, customers experience increased purchasing power, leading to heightened sales for retailers. Bread Pay reshapes how consumers interact with retail, transforming potential interest into confirmed purchases while maintaining the retailer's brand identity.